Student loan consolidation is both the Federal Family Education Loan Program (FFELP) and the Federal Direct Student Loan Program (FDLP) include consolidation loans that allowing students to consolidate Stafford Loans and Loans, and Federal Perkins Loans into one single debt.
This results in reduced monthly repayments and a longer term for the loan. Unlike the other loans, consolidation loans have a fixed interest rate for the life of the loan
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